Are {Name} Persistently Appearing on Your Report?
Get Stated With a Simple Process
1st / Check Reporting Accuracy
2nd / Discover Your Options
3rd / Take the Best Course of Action
FAQs
What Companies Does {Name} Collect Debts For?
{Name} is a debt collector that has reported a collection account on your credit report. They often buy debts from original creditors, such as credit card or loan companies, at a much lower amount—sometimes just one-tenth of the original debt. Alternatively, they may be hired to collect debts on behalf of other companies. They often contact you via mail or phone calls to demand payment. Sadly, this results in a collections account on your credit report, harming your credit score and reducing your chances of loan approval or other key financial transactions.
How Do I Get {Name} Off My Credit Report?
You may be able to remove {Name} from your credit report if any account information is inaccurate, erroneous, or fraudulent, and if it can't be fixed within a reasonable timeframe. A study by the U.S. PIRGs found that 79% of credit reports contain errors or inaccuracies. We specialize in challenging such accounts for our clients.
Is {Name} Considered A Collection Agency?
Yes, {Name} is a debt collector that has added a collection account to your credit report. They purchase debts from various creditors who have decided to stop their collection efforts, often referred to as "charge-offs."
Can {Name} Lower My Credit Score?
Any negative mark within the statute of limitations can greatly affect your credit score, and collections accounts are no exception.
Is It Possible to Settle with {Name}?
Settling your debt with {Name} can have both positive and negative effects on your credit score, depending on various factors. You might not need to pay anything at all, and if there are discrepancies with the account, it could be removed entirely, preventing further contact.